CAIRO, Egypt — November 20, 2025 — The African Export-Import Bank (Afreximbank) has reported a solid financial performance for the nine months ending 30 September 2025, demonstrating resilience amid global economic uncertainty and tight financial conditions.
The Bank’s total assets and contingencies increased by 6.98% to US$42.9 billion, up from US$40.1 billion at the end of 2024, reinforcing its position as one of Africa’s strongest multilateral development finance institutions.
Liquidity Strengthens as Capital Position Grows
Afreximbank significantly strengthened its liquidity during the period, with cash and cash equivalents rising to US$7.6 billion, compared to US$4.6 billion in FY2024. The improvement was driven by successful fundraising initiatives and unscheduled early repayments from clients benefiting from higher foreign exchange inflows and firmer commodity prices.
This contributed to liquid assets accounting for 20% of total assets—up from 13% last year—positioning the Bank to meet its planned disbursement and mandate-related activities.
Shareholders’ funds also increased, reaching US$7.7 billion, supported by internally generated profits of US$654.3 million and US$224.9 million in new equity mobilized under the General Capital Increase II.
Steady Profit Growth Amid Shifting Market Conditions
Despite a slight decline in net loans and advances—from US$29.0 billion to US$28.0 billion—due to early repayments, Afreximbank maintained strong asset quality. The non-performing loan (NPL) ratio stood at 2.51%, one of the lowest in Africa’s development finance landscape.
Gross income rose to US$2.4 billion, while operating income increased by 5.24% to US$1.44 billion, supported by effective cost controls that kept the cost-to-income ratio at 21%, below the strategic ceiling of 30%.
Net income climbed to US$654.3 million, up from US$642.2 million in the same period last year.
Bank Leadership Highlights Resilience
Senior Executive Vice President Denys Denya said the results reflect the robustness of Afreximbank’s financial strategy and its ability to deliver value despite global volatility.
“Amid persistent geopolitical tensions, global uncertainty, and tight financial conditions, the Group demonstrated resilience and delivered a satisfactory performance,” Denya noted. “This strength—in liquidity, capital, and asset quality—will support expanded lending and drive long-term value in line with our 6th Strategic Plan.”
Supporting Africa’s Trade Transformation
The Bank continues to advance key continental initiatives, including:
The Pan-African Payment and Settlement System (PAPSS) — enabling cross-border payments in local currencies The AfCFTA Adjustment Fund — supporting African countries transitioning to the single market Expanded programs through its subsidiaries FEDA and AfrexInsure, strengthening investment and risk mitigation across priority sectors
Afreximbank maintains investment-grade ratings from major global credit agencies, reinforcing its ability to mobilize capital for Africa’s trade and development needs.
